Fatwa: # 36072
Category: Financial Transactions
Country: Pakistan
Date: 4th August 2016


Company Insurance


Assalam o Alaikum. In my company, employees are given free health insurance policy as part of medical benefit. We have a yearly limit of medical prescriptions, doctor fee and inpatient charges. Employees don't contribute anything but they are given an insurance card by the company. the company pays all the premium or charges for all employees as part of the benefit. Employees need to fill a form and submit it to HR for medical claim. Please advise if it would be permissble for me claim for my medical bills such as doctor fee and prescription.


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuhu

Your question refers. We understand that you receive medical insurance facilities and benefits thereof fully paid for by your company. Based on this understanding and premise, the benefits issued in your favour by the insurance company will be considered a gratuity similar to company bonuses and the like. You may therefore avail of such benefits.

And Allah Ta’āla Knows Best

Ismail Desai,

Darul Iftaa

Checked and Approved,

Mufti Ebrahim Desai.

DISCLAIMER - AskImam.org questions
AskImam.org answers issues pertaining to Shar'ah. Thereafter, these questions and answers are placed for public view on www.askimam.org for educational purposes. However, many of these answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation or another environment. Askimam.org bears no responsibility with regards to these questions being used out of their intended context.
  • The Shar's ruling herein given is based specifically on the question posed and should be read in conjunction with the question.
  • AskImam.org bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.
  • This answer may not be used as evidence in any Court of Law without prior written consent of AskImam.org.
  • Any or all links provided in our emails, answers and articles are restricted to the specific material being cited. Such referencing should not be taken as an endorsement of other contents of that website.
The Messenger of Allah said, "When Allah wishes good for someone, He bestows upon him the understanding of Deen."
[Al-Bukhari and Muslim]